– From rags to riches…ish…

When I was a kid, my mom was a single mom with me. She was a freshly hatched journalist trying to build a career and feed her kid at the same time. I kid you not, we had a standing joke where she’d come home and say, ¨got your favorite food for dinner! ¨ and I’d respond, ¨Oh no – not blood pudding – not again! ¨ The, she’d explain that blood pudding was ¨nutritious¨. And cheap. I wasn’t that kind of kid though. Still ain’t.

I scoured her wardrobe for her finest dresses and shoes, and adorned myself with any jewelry I could find. I liked fine things and my mother groaned, ¨how could I have gotten a daughter with champagne taste while I have such a beer wallet? ¨ I often pointed things out in stores I yearned for and the routine answer was, ¨we can’t afford it…¨ That’s when              I vowed to myself that I would never say those words, ¨I can’t afford it…¨

Don’t get me wrong, I’ve had plenty of ¨on-a-shoe-string¨ moments in my life. However, I always said, ¨I choose not to buy this¨ – since that was the truth! In the age of credit cards, I could buy the things I want, but I chose not to. I didn’t want to put myself in that kind of debt or pay that kind of interest. It was very empowering to claim my choice in the matter of money, rather than being victimized by the lack of it.

Another thing it taught me was serious work ethic. Like the saying goes, ¨you can’t have a illion-dollar dream with a minimum wage work ethic¨!

Another story – when I got to my gawky teens, complete with glasses, braces and all, I begged my mom for contact lenses. I just wanted to feel pretty. They were fairly new on the market at the time, and my mother was wary. ¨You can have them when you are eighteen, ¨ she said. ¨ ¨Eighteen! ¨ I said. ¨My good years will be over by then! ¨ That’s when she uttered the fatal words, ¨unless you pay for them yourself, of course…¨ Ooooooo, big mistake…!        I got a job after school at the local burger joint, working the night shift. I closed up at 3 AM and went to school at 8 AM. I kept doing that until I had the money to buy the contacts. What a day that was! It didn’t take a million dollars but it was a dream that took effort – and money.

The moral of the story? You can have anything you want, just not all at the same time. Our lack of patience, perseverance and yes, sometimes flailing work ethic, can get the best of us and we jump the gun – and the hard work – to get what we want. But boy, does it taste better when we’ve actually earned it, doesn’t it?

So – In the spirit of ¨No More Lack¨ – take some inventory:

  • How often do you say, ¨I can’t afford it¨ out loud, or to yourself?
  • How often do you say, ¨I can’t afford it, but I’m going to get it anyway¨?
  • What memory can you recall when you worked for something and truly earned it?
  • What did that feel like?
  • How often do you wish for things, write them down, and just have fun wishing?

It is SO liberating to live liberated around money – to feel free whilst ON the journey to actual financial freedom. You want that? Get in touch and share where you’re at with all of this, and I’ll help the best I can…

Coach Jo

coaching@sawalha.com